Confidential Enquiries · Institutional Counterparties Only
Middle East & Africa One Exchange ISA Regulated ILS

Stock Loans Against Israel-Listed Equity

Institutional securities-backed lending against shares listed on Israel’s principal equity exchanges — for controlling shareholders, founders, and family offices holding positions on the ISA-regulated market.

01 · The Country
Middle East & Africa

Israel equity markets.

The firm structures stock loans against shares listed on Israel’s one principal cash equity venue. The instrument allows founders, family offices, controlling shareholders, and concentrated single-stock holders to release liquidity against their Israel-listed position — without selling, and without disturbing voting control or the share register. Beneficial ownership remains with the borrower throughout. The full position is recovered on repayment.

Indicative terms are calibrated to the specific position. Loan-to-value is set against the underlying’s single-stock liquidity and free float. Tenor typically runs twelve to thirty-six months for institutional transactions. Recourse profiles span non-recourse, limited-recourse, and full-recourse — chosen against the borrower’s downside-protection objectives. Loans can be denominated in ILS or in cross-currency structures (USD, EUR, GBP, or another major currency) depending on the borrower’s redeployment requirements.

Israel stock loans at a glance:

Listed venueTel Aviv Stock Exchange (TASE)
RegulatorIsrael Securities Authority (ISA)
CurrencyILS, with cross-currency options
Principal indicesTA-35, TA-125, TA SME 60
Tenor12–36 months (institutional)
Recourse profileNon-recourse, limited-recourse, or full-recourse
Loan-to-valueCalibrated per position

Regulatory references for any specific transaction are mapped at the structuring stage with the borrower’s chosen counsel. The information above is published for general orientation and is not legal advice.

In Depth
Regulatory & Structuring Detail

On this market, specifically.

Disclosure and regulation

Israel’s Securities Law requires substantial-holdings notification at 5%, while interested-party rules can engage at lower levels, so a controlling or connected holder can carry disclosure obligations before the ordinary 5% line is reached. That matters for a pledge because the review must weigh not just the raw stake but the holder’s status. A defining feature of the market is the overlap with Israeli technology and biotechnology issuers that are dual-listed in the United States; for such a position the pledge is mapped against both the Israeli regime and the US reporting obligations, and the choice of where the collateral sits shapes custody and settlement.

An illustrative example

A holder of ILS 180 million in a TA-35 constituent, at an illustrative loan-to-value of 45% — within the disclosed 20–65% range — releases roughly ILS 81 million in cash while retaining the shares. For an issuer dual-listed in the United States, the loan can be drawn in ILS or in USD against the US line, to suit the holder’s reporting currency and where the shares are most efficiently held. The numbers are round and illustrative, shown to convey how a pledge is sized rather than to signal a rate, a term, or a particular structure.

Illustrative only — not an offer, a quotation, or a commitment to lend.

03 · FAQ
Israel Stock Loans

What people most often ask about Israel.

Q · 01 What is the typical loan-to-value for a stock loan against TASE-listed positions?
LTV on TASE is calibrated to the specific position. The principal drivers are the underlying’s free float, average daily trading volume, volatility, and the borrower’s regulatory profile. For a large-cap, high-volume TASE name, LTV is materially higher than for a thinly-traded or recently-listed position. A non-recourse structure runs at lower LTV than a full-recourse structure on the same underlying. Indicative ratios are issued only after a review of the specific TASE position; there is no published rate sheet.
Q · 02 Which TASE-listed segments are eligible for stock loans?
Eligibility is assessed case by case. The firm considers positions across the segments operated by Tel Aviv Stock Exchange: Main Market; TASE UP (smaller issuers); dual-listing arrangements. Higher-tier (premium / large-cap / main-market) segments are typically more straightforward to structure than growth / SME segments, principally because of free-float and liquidity differences.
Q · 03 In which currency can a TASE stock loan be denominated?
The default is ILS, the listing currency. Cross-currency structures, for example, financing an ILS-denominated TASE position with a USD or EUR loan, are common and routinely available. The cross-currency element introduces hedging, settlement, and tax considerations that are addressed in the documentation.
Q · 04 Are there foreign-ownership constraints on TASE-listed shares relevant to a pledge?
Foreign-ownership rules vary by issuer and by sector on TASE; regulated sectors (banking, telecoms, defence, natural resources, and others) commonly carry ownership caps and notification requirements that interact with collateralised structures. The firm’s structuring review addresses these expressly for any specific position.
04 · Other Middle East & Africa
Adjacent Markets

Countries adjacent to Israel.

Saudi Arabia · United Arab Emirates · South Africa · Qatar

All countries →

A specific Israel position to discuss?

Submit a confidential enquiry. A senior principal will respond within one business day.